ABA-403
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| A law firm hired by an insurance carrier to represent an insured may also represent the carrier, but regardless of the contractual arrangement will be bound by the rule of professional conduct and not the insurance contract. If the insurance carrier may dictate litigation strategy and settlement, the lawyer must disclose this limitation to the insured and may not settle a case over the insured's objection without giving the insured a chance to take over the case at the insured's own expense. |